Utilizing Your Benefits Before The End Of The Year
Many dental insurances are run on a calendar year. It is important to be familiar with your plan, to maximize how you can utilize it. The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year).
The deductible is the amount of money that you must pay to your dentist out of pocket before your insurance company will pay for any services. Your deductible also starts again when your plan rolls over.
Even if you don't need any dental treatment, you should always have your regular dental cleanings to help prevent and detect any early signs of cavities, gum disease, oral cancer, and other dental problems.
By delaying dental treatment, you are risking more extensive and expensive treatment down the road.